8 millennials describe their creative smart spending strategies

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If you've ever swooned over a pair of must-have heels in a department store only to re-discover them unworn in your closet two years later, price tags still attached, this article is for you.

Frivolous purchases can add up, and that seemingly small daily expense — like a latte every morning — can make a serious dent in your overall budget. Millennials particularly struggle with their finances; soaring student debt doesn't help. Spending isn't necessarily the issue, but smart spending is an entirely different animal.

As Kevin Mastaler, a portfolio manager at Maclendon Wealth Management, puts it: "Spending smart should not be confused with spending lessSpending smart is making the most out of your money. It is the act of allocating your spending in the most efficient manner." Read more...

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